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Nike Jacket Olive Green

Nike Jacket Olive Green

Nike Jacket Olive Green

LLCs are pass through tax entities, meaning that any taxes pass through to your personal tax returns. (So the business is only taxed once)

Is business Nike Pullover Dri Fit

Licenses are a local thing. In the City of Phila, I need a business license PLUS each rental unit must get a license; in the Phila suburbs, some areas don't require the business Nike Jacket Olive Green license but do require rental units to be licensed, whereas other areas are like Phila and require both types of license, and even other areas don't have any licensing requirement. So you should check the requirements for the town where you will have the rentals.

Even though I currently own all of my properties in an LLC, I am considering purchasing a few personally so I can get 30 year financing at low rates. If I do that, I plan to open a separate checking account so my real personal finances are separated from my personal real estate finances. That will help everything at tax time.

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If you have an LLC, you must have a business checking account. If you don't then you've not really separated personal and business so your LLC isn't providing any protection (legal or financial). No other real advantages.

Nike Jacket Olive Green

Nike Jacket Olive Green

to hold, then you don't really need an LLC, IMO. If you're buying 5+, then you do. If you're doing real estate full time, then you do.

Thanks again for all of your great input, everyone!

A few bookkeeping Q's from a beginner

How important is the LLC thing? I see people discussing it, but I've heard the taxes will go up under an LLC; is this true? Can someone sketch me a few pros and cons of LLCs?

You file two tax returns (1 LLC, 1 Personal)

The best way to get to the truth about business license and rental licenses is to check with the town where you will have those rentals. There might be a website or phone number to somebody in the building inspection dept or there might even be a dept similar to Phila's License and Inspections Dept. I think I will just remain a sole proprietor for now, with no business license, and see how I make out at the end of the year. My buddy told me that a business license saved him on taxes (rental income) in recent years, but I can't see how yet. (he hasn't explained further. I don't recall seeing that on the 1040 in the past). In any case, my next step is to find an accountant, so I can just bring that up then.

checking necessary? I can bank at the credit union for free with no minimums or limits. Another local bank offers a business account though I don't even understand the difference, really. What does a business account gain you that you can't get from a regular account?

Nike Jacket Olive Green

Nike Jacket Olive Green

As a landlord, do I need a business license? Several people around here (Georgia) have said it's a must. As a sole proprietor with a few houses, do you really need a business license?

You are restricted to commercial financing; for me that is 5 5 5 ARMs (total mortgage due in 15 years max)

To make sure LLCs are as strong as possible, you'll have separate bank accounts, credit cards, etc.

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An LLC creates some separation between your business and your personal finances and liabilities. If you're buying a rental Nike Coat Mens

If you form an LLC, you will probably have to get business checking. If you become someone else's property manager you do. There are some nuances being a PM for friends, etc. but you get the point.

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Pros: Depending on your state, an LLC offers protection to the assets outside of the LLC

Cons: Need insurance (including umbrella policy)

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Nike Jacket Olive Green

Nike Jacket Olive Green

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